The School of Money.
Finally.

Keoly Waiwai was born from a simple conviction: the knowledge that transforms lives should not be locked behind financial jargon, predatory banks, or school curricula that ignore money entirely.

We are a team passionate about personal development, financial education and the Waiwai philosophy — the holistic wealth that encompasses mind, body, relationships and purpose.

Every lesson, every module and every book summary on our platform has been hand-curated to ensure that the time you invest in learning truly translates into the financial freedom you deserve.

"We don't learn to know more. We learn to become more."

At Keoly Waiwai we take your privacy seriously. This policy describes how we collect, use and protect your personal data in compliance with the General Data Protection Regulation (GDPR).

1. Data Controller

Keoly (keoly.online) is the data controller. You can contact us at privacy@keoly.online.

2. Data we collect

Registration data: name, email address and password.

Usage data: modules completed, Waiwai Score progress and learning preferences.

Technical data: IP address, device type and operating system.

3. Purpose of processing

Provision and personalisation of the Keoly Waiwai learning experience.

Sending communications about new content and features (with your consent).

Platform improvement through aggregated and anonymous analytics.

4. Legal basis

Processing is based on the performance of the service contract and, where applicable, on your express consent for marketing communications.

5. Data retention

We retain your data while your account is active. You may request deletion at any time by writing to privacy@keoly.online.

6. Your rights

You have the right to access, rectify, erase, port and object to the processing of your data. Write to us at privacy@keoly.online to exercise any of them.

7. Security

We implement appropriate technical and organisational measures (HTTPS, encryption at rest, restricted access) to protect your data against unauthorised access.

By accessing and using Keoly Waiwai you accept these Terms and Conditions. If you do not agree, please refrain from using the service.

1. Service description

Keoly Waiwai is a financial education app that offers gamified learning modules, book summaries and real-world action tracking for personal financial development. Access may require registration and, for certain features, a paid subscription.

2. Permitted use

Content is exclusively for personal, non-commercial use.

Reproduction, distribution or resale of any platform content is strictly prohibited.

Automated access (bots, scrapers) without express authorisation is not permitted.

3. Intellectual property

All Keoly Waiwai content (modules, design, brand, code, summaries) is the property of Keoly or its licensors. Summaries are derivative works created by Keoly under principles of transformation and fair use.

4. Subscriptions and payments

Paid plans are billed on a recurring basis. You may cancel at any time from your profile. Refunds are not issued for periods already billed unless required by law.

5. Limitation of liability

Keoly Waiwai provides content for informational and educational purposes only. It does not guarantee specific financial results from use of the platform.

6. Modifications

We reserve the right to modify these terms. We will notify you at least 15 days in advance of any substantial changes.

7. Applicable law

These terms are governed by Spanish law. For any dispute, the parties submit to the courts and tribunals of Barcelona.

Keoly Waiwai uses cookies and similar technologies to improve your browsing experience. Below we explain what they are, which ones we use and how to manage them.

What is a cookie?

A cookie is a small text file stored on your device when you visit a website. It helps us remember your preferences and understand how you use our platform.

Cookies we use

Strictly necessary: essential for the website to function (session, security). Cannot be disabled.

Analytics: allow us to measure traffic and user behaviour anonymously and in aggregate (e.g. Google Analytics with anonymised IP).

Preferences: store your language settings, learning mode and other options.

Managing cookies

You can accept, reject or customise non-essential cookies from the consent banner that appears when you first visit the site, or at any time from your browser settings.

Third-party cookies

Some features may load third-party cookies (e.g. audio players). These third parties have their own privacy policies, which we recommend you review. For more information write to us at privacy@keoly.online.